25 (and more) REASONS
TO BELONG TO YOUR INSURANCE AND FINANCIAL ADVISOR ASSOCIATION (NOT COUNTING
CONTINUING EDUCATION AND LUTCF)
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1.
"SURVIVAL"
- The future of the career insurance and financial advisor is directly related
to insurance companies, the buying public, and the government...specifically
how they affect the future and progress of our industry. To reach and influence
these three publics, the agent, advisor and the agency system need a strong
advocate. Your Association fits the bill perfectly - with its country-wide
organization, proven record of positive accomplishment, institutional approach,
and continuity of purpose.
2. STRENGTH
OF NUMBERS - One
man or woman can still light a candle in the dark. But many like-minded persons
working together in harmony and cooperation can really illuminate...solve
problems...and assure opportunity and progress.
3. ETHICAL
STANDARDS - Our
Code of Ethics helps members measure their personal performance against
accepted and meaningful benchmarks of service and gives us positive
identification with the public.
4. PRESTIGE
AND RECOGNITION -
Active participation in association affairs gives you the opportunity to
"grow" as an individual, as a leader, as a professional - and to be
recognized for personal and group accomplishments.
5.
SELF-IMPROVEMENT -
Meetings, seminars, workshops, conventions, and informal exchange of helpful
information sharpen your sales and service skills, keep you ahead of the curve,
and provide 'dollar-making' ideas.
6.
PROFESSIONAL CONCEPT ? The Association has raised our members? "job"
to the status of a profession. Our federation has instilled in the typical
member a pride of achievement and a commitment to principle.
7. ADVISOR TODAY - provide inspiration, motivation,
sales ideas and know-how.
8.
INSTITUTIONAL QUALITY AND RECOGNITION AWARDS - (NQA, NSAA and HIQA) are yours for the qualifying
after meeting the Association membership requirement. MDRT, WLRT, GMAC and AALU
also require Association membership.
9. PLANNED
CONTINUING PUBLIC RELATIONS PROGRAMS - identify your publics, determine their attitudes and
initiate effective communications so that you're better understood and
appreciated.
10.
CORRECTIVE AND PROTECTIVE STATE LEGISLATION - is sparked by the Association. We're for effective
control of "specials" and "gimmick" policies, mail-order
insurers, strong agents qualification and licensing
laws, state regulation and supervision.
11. ON THE
FEDERAL LEGISLATIVE FRONT - NAIFA is well-known and well respected as it promotes our H.R. 5,
transfer-for-value, and other bills; fights to prevent general reopening of
N.S.L.I., a Federal Charter for TIAA-CREF, further bank encroachment into life
insurance, etc.; and protects interests of those who own and sell life
insurance. NAIFA helped eliminate the premium-payment test and worked for more
favorable and equitable tax treatment of annuities, health benefits under
employer-financed plans, business insurance, and agents' pension and death
benefits and decreased agents' renewal commissions. NAIFA was a prime mover in
passage of H.R. 10.
12. RESEARCH AND SURVEYS - concerning trends in our business and attitudes of agents
and advisors are carried on by the Association.
13. CONSUMER
EDUCATION CLASSES AND EDUCATIONAL TV PROGRAMS - for young people and adults initiated by our
Association help Americans learn how to spend, invest and save their money more
wisely.
14.
COUNTRY-WIDE PUBLIC SERVICE PROGRAM - enlists, encourages and assists you to leadership and
participation on local community service projects.
15. FIELD
COMPENSATION - is
important to our members. Within the limitations of its organization function
NAIFA gets the facts on this key subject and makes them known to members and the
industry.
16. SOCIAL
SECURITY - NAIFA
helped our members achieve greater security by leading the fight to get them
covered by the OASI program. NAIFA does much to publicize Social Security and
Medicare benefits. At the same time, NAIFA continues to detail the strong case
against continuing, costly expansion of Social Security that threatens its
fiscal solvency, as well as individual thrift.
17. NON-AGENT
SALES - are
opposed.
18. INCOME
TAXES - for agents
were cut by NAIFA-inspired tax changes which give 'outside' salesmen favorable
treatment on business expense deductions. NAIFA has sponsored legislation to
five give similar treatment to 'combination' agents.
19.
PROFESSIONAL LIABILITY INSURANCE - individually underwritten and tailor-made to protect our members,
was designed and is sponsored by NAIFA. Companion coverage is Association
Liability Policy which protects Associations and their officers.
21. ENDURING
FRIENDSHIPS - are
formed through Association membership.
22.
"DOLLARS AND SENSE" - is NAIFA's popular color sound
movie on the life insurance as key element in financial planning.
23. MUTUALLY-BENEFICIAL
RELATIONS - between
government and business are supported by our Association- but we resist
unwarranted government intrusion into the private sector. We're known to both
major political parties, members of Congress, officials of Federal executive
departments and agencies, and state insurance departments and legislatures
through personal contact, testimony, position papers, and Association-sponsored
receptions and meetings.
24. PERSONAL
IDENTIFICATION -
Seals, decals, Code of Ethics, tie tacks, auto emblems, membership stickers,
emblem cuts for stationery and business cards.
25. POLITICAL
EDUCATION AND ACTION
- among our members and others, both at the state and federal level, is spurred
by the independent Insurance and Financial Advisors Political Action Committee
(IFAPAC) created by NAIFA